December 13, 2025

MUIAA

We Lead In Finance

About Us

Finance Nerds

Muiruri & Associates

We Lead in Finance In the Kenyan Market
Business
How Safaricom MMF (Money Market Fund) Works: Your Simple Guide.
Blockchain
Chama
Digital Chama Revolution: How ChamaConnect is Rewriting the Rules of Kenya’s Chama Management
Business
Fintech
The Silent Guardian: How Safaricom’s AI is Forging an Unbreachable, Frictionless Future for M-Pesa
Blockchain
Innovations
The Unseen Risks of Kenya’s Blockchain Innovations
Business
Finance
CIB Kenya is Backing SMEs with a Revolutionary Lending Model (And How You Can Invest Like an Executive)
Blockchain
Innovations
How Web3 Is Redefining Digital Ownership Forever

financial inclusion

Bitcoin kenya

The VASP 2025 Bill: A Critical Opportunity for Stakeholders in Kenya’s Crypto Landscape to Submit Their Views—What You Need to Know

admin010 mins

Kenya’s cryptocurrency landscape is at a pivotal moment as the government introduces the Virtual Asset Service Provider (VASP) 2025 Bill. This proposed legislation aims to regulate the rapidly growing crypto industry, providing a framework for oversight and consumer protection. However, the bill also raises important questions about its potential impact on innovation, investment, and financial…

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Microfinance vs digital banking

Microfinance vs. Digital Banking: Who Will Win the Battle for the Unbanked?

admin012 mins

In today’s fast-paced financial landscape, two powerful models have emerged as game-changers for underserved populations: microfinance and digital banking. Both aim to bring financial services to those excluded from traditional banking systems, but they do so in fundamentally different ways. As technology advances and the demand for inclusive financial solutions grows, the question arises: What…

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Sandbox

Bank of Tanzania Launches Fintech Regulatory Sandbox to Boost Innovation

admin07 mins

The Bank of Tanzania (BoT) has announced the launch of its much-anticipated Fintech Regulatory Sandbox. Applications for participation in this initiative will open from January 2 to January 22, 2025, marking a significant milestone in the country’s efforts to enhance financial inclusion and technological advancement. The Fintech Regulatory Sandbox provides a controlled environment where financial…

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Chama Pulling Together

Chamas in Kenya: Driving Grassroots Economic Empowerment

admin08 mins

A chama, derived from the Kiswahili word for “group,” is a self-help initiative that operates on the principles of collective saving and investment. These informal cooperatives have become a powerful financial tool, empowering individuals and communities across Kenya. With origins tracing back to the 1960s, chamas have evolved significantly, transitioning from simple savings groups into…

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Kenya Mobile Money Transafer

Mobile Money transactions Dip by 14.5% as Government Plans to Trace Transactions

admin08 mins

Mobile money, a cornerstone of Kenya’s financial landscape, has seen a sharp decline in transactions, dropping by 14.5%. This marks a significant shift in a sector that has long been heralded as a driver of financial inclusion and economic growth. The downturn, coupled with government plans to trace transactions, signals both challenges and opportunities for…

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