December 13, 2025

MUIAA

We Lead In Finance

About Us

Finance Nerds

Muiruri & Associates

We Lead in Finance In the Kenyan Market
Business
How Safaricom MMF (Money Market Fund) Works: Your Simple Guide.
Blockchain
Chama
Digital Chama Revolution: How ChamaConnect is Rewriting the Rules of Kenya’s Chama Management
Business
Fintech
The Silent Guardian: How Safaricom’s AI is Forging an Unbreachable, Frictionless Future for M-Pesa
Blockchain
Innovations
The Unseen Risks of Kenya’s Blockchain Innovations
Business
Finance
CIB Kenya is Backing SMEs with a Revolutionary Lending Model (And How You Can Invest Like an Executive)
Blockchain
Innovations
How Web3 Is Redefining Digital Ownership Forever

financial inclusion

Interledger

Interledger Foundation & Kanzu Finance Partner to Revolutionize Cross-Border Payments in Africa

admin03 mins

Nairobi, Kenya – Africa’s fintech ecosystem, the Interledger Foundation has announced a strategic partnership with Kenyan fintech pioneer Kanzu Finance to deploy next-generation payment infrastructure across the continent. The collaboration, backed by $15 million in initial funding, aims to create Africa’s first fully interoperable payment network connecting mobile money systems, cryptocurrencies, and traditional banking rails….

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Africanenda

Homegrown Financial Infrastructure: How AfricaNenda Is Helping Africa Build Inclusive Instant Payment Systems

admin09 mins

By Antonio Obwaya Nairobi, Kenya — In Africa’s fast-changing digital economy, true innovation isn’t just about flashy apps or billion-dollar start-ups. It’s being driven by organizations like AfricaNenda Foundation — quietly rewiring the continent’s financial backbone to make real-time payments accessible to everyone.” With over 400 million Africans still financially excluded, especially women, youth, and…

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Ai banking

AI Revolutionizes Credit Scoring in Kenya: How Digital Lenders Are Redefining Loan Approvals

admin05 mins

Kenya’s digital lending space is undergoing a seismic shift as artificial intelligence (AI) transforms traditional credit scoring models. With over 50 digital lenders now using AI-powered algorithms, the rules of borrowing are changing dramatically. But how exactly are these systems making lending decisions, what data are they using, and crucially – are they fair to…

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Cbk Og Image

Central Bank of Kenya to Propose New Loan Pricing Model in April 2025: What Borrowers Need to Know

admin06 mins

Central Bank of Kenya (CBK) prepares to unveil a new loan pricing model in April 2025. This highly anticipated move comes amid growing concerns about high borrowing costs and lack of transparency in how banks determine interest rates. But what exactly will this new model entail, and how will it affect millions of Kenyan borrowers?…

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Chama connect

ChamaConnect: The Blockchain-Powered Future of Chama & SACCO Banking

admin06 mins

Say Goodbye to Manual Record-Keeping—Hello to Smart, Secure, & Automated Finance! In Kenya and across Africa, Chamas, SACCOs, and merry-go-round groups have long been the backbone of community savings and financial empowerment. But despite their importance, many still struggle with manual bookkeeping, lost records, loan disputes, and transparency issues—problems that can erode trust and slow…

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