Digital Chama Revolution: How ChamaConnect is Rewriting the Rules of Kenya’s Chama Management
Struggles of the Modern Chama Picture this scenario, The last Saturday of the month. A group of twelve women—nurses, teachers, small business owners—crowd into a member’s living room in Kawangware. Notebooks sprawl across the coffee table. A worn ledger passes from hand to hand. Cash changes hands, but the tension is palpable. Sarah forgot her…

